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Qué es un certificado de titularidad y cómo solicitarlo a través de la Banca online

Certificado titularidad

 

¿Vas a recibir una beca y te han solicitado un certificado de titularidad? ¿En tu nuevo trabajo te han pedido el certificado del número de cuenta al que quieres que te ingresen la nómina? Cada vez es más común que te pidan entregar un certificado de titularidad en algunos trámites administrativos.

 

El certificado de titularidad es un documento oficial expedido por tu entidad financiera donde se acredita quién es la persona titular de una cuenta bancaria. En términos generales, el certificado debe recoger los siguientes datos:

 

  • Identificación de la entidad bancaria (nombre o representante)
  • El IBAN y número de la cuenta
  • Identificación del titular (nombre, apellidos, DNI/NIF)
  • Fecha, firma y sello

 

Entre las gestiones que te exigen presentar un certificado de titularidad está, por ejemplo, la contratación de un producto bancario, el pago de un impuesto a través de domiciliación bancaria o el cobro de una ayuda o subvención.

 

¿Cómo puedo solicitar el certificado?

Si necesitas un certificado compulsado, es necesario que pases por tu oficina (para poder compulsar el documento).

En la Banca online podrás descargar cómodamente el documento en 5 sencillos pasos:

 

  1. Conéctate con tu usuario y claves en la Banca online
  2. Entra en Cuentas
  3. En la pestaña Consultas, selecciona el número de cuenta bancaria del que quieras obtener el certificado
  4. A continuación, elige la opción “Titulares, autorizados”
  5. Elige la opción “Generar PDF completo”

 

Si necesitas conocer todas las opciones que te ofrece la Banca online, accede desde aquí y evita tener que acercarte hasta tu oficina para realizar algunas operaciones bancarias.

 

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